Analysis of composition of NPA 's -A case study of BDCC bank, Belagavi

In the present paper, an attempt has been made to analyse the composition of NPAs and the aging pattern, to find out the implications of NPAs on the financial position and stability of the bank. Since NPA problem is a burning issue in the banking field as well as in the nation's economy, the topic commands importance in the banking field, in general and to the BDCC Bank in particular. The study may bring some important points to the notice of the concerned Bank and help to find the key areas to focus and improve in the days to come.